Manufactured Homes Buying Guide

• Choose a Manufactured Home
• Find Manufactured Homes on halfvalue

Choose a Manufactured Home

When you shop for a manufactured home, take its features, floor plan, and cost into consideration.

Today’s manufactured homes come with sophisticated floor plans to suit the tastes and lifestyles of most anyone. They usually range in size from 900 square feet to 2,500 square feet, and typically have two bedrooms or three bedrooms.

Manufactured homes may be single-wide manufactured homes, double-wide manufactured homes, and triple-wide manufactured homes.

Make sure the manufacturer is established and reputable before you buy. Ask about the manufactured home’s structural components so that you feel comfortable with every aspect of your purchase. Visit other homes produced by the manufacturer.

Consider the manufactured home’s indoor and outdoor features

Many manufactured homes rival traditional or "site-built" homes with features such as skylights, recessed or whirlpool tubs, custom cabinets, walk-in closets, wood-burning fireplaces, bay windows, attached carports, and garages.

Choose an exterior for your manufactured home that matches your personal style. Options include wood, metal, hardboard, and vinyl in a wide spectrum of colors. Personalize your space further with a deck, steps, window awnings, or patio covers.

Set your priorities and look for the features that matter most to you when you shop.

Get a manufactured home warranty in writing

Always check warranty coverage before you buy. Reputable manufacturers should be willing to offer a written warranty that covers the building structure, including factory-installed plumbing, heating, and electrical systems, as well as factory-installed appliances. Manufacturer warranties do not typically cover damage that occurs during transportation or installation. However, some retailers and installation contractors allow you to purchase this coverage.

Know how much to pay for a manufactured home

Manufactured home prices vary widely, depending on size, floor plans, and features. Remember to consider additional costs such as insurance, utilities, property taxes, land rental fees, and routine maintenance fees. Also find out what type of foundation is required and how much it’ll cost.

Finance your manufactured home

Lenders offer a wide range of financing options for manufactured homes, with many offering fixed-rate and variable-rate loans. Down payments are typically 5% to 10% of the home's purchase price and loan terms range from 15 years to 30 years. If you own or plan to purchase the land where you will place your home, you should be able to arrange traditional mortgage financing.

Insure your manufactured home

Look into home insurance before you buy. Some insurance companies will not insure manufactured homes, while others offer special or limited policies.

Find out more about manufactured homes by reviewing the materials of the Department of Housing and Urban Development (HUD).

Find Manufactured Homes on halfvalue

Once you know what type of manufactured home you want, go to the Real Estate portal, click Manufactured Homes, and start searching for items on halfvalue.

Search halfvalue listing titles for specific words. For example, if you want to find a double wide manufactured home, type “double wide” (without quotation marks) into the Search box. Click "Search title and description" to expand your results. Visit halfvalue's Search Tips page for more tips on searching with keywords.

If you can't find exactly what you want, try shopping halfvalue Stores, tell the halfvalue Community what you want by creating a post on Want It Now, or save a search on My halfvalue and halfvalue will email you when a match becomes available.