The most obvious question that will be asked first deals with your address information. The home insurance agent will need your street address as well as the state, city and zip code. This information will be used as the starting point for all future questions.

Additional questions will focus on whether or not anyone living in the house smokes and if your building has an internal sprinkler system. Make sure you know if you have a burglar alarm and what type of alarm it is because that question will come up. You might be asked if you live in a gated community and if you have a dog as a pet. If you do own a dog then the insurance provider will want to know the breed.

You can be assured that you will be asked how old you are and if the answer is over 55 expect a follow up question on whether or not you are retired. The insurance company will expect that you already have some form of homeowners insurance with another company so be prepared to answer that question along with if you have car insurance, if so - with what company and for how long. Don't be alarmed by such questions, as they are routine when trying to determine a home insurance price quote.

If you've made any insurance claims within the last 3 years then the home insurance provider will want to know the claim amount and the reason for initiating the insurance claim. You will also be expected to truthfully answer if you have ever had an insurance policy cancelled or non-renewed.

As you can see although the list of questions is small having the necessary answers when you need them will save yourself as well as your insurance agent valuable time and eliminate unnecessary headaches. It may also help save money on your home insurance price quote.

Timothy Gorman is a successful webmaster and publisher of Best-Free-Insurance-Quotes.com. He provides more insurance information and offers discount auto, life and home insurance that you can research in your pajamas on his website.