You Buy, You Die, It Pays!

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(5 stars) - Ideas worth exploring
Life insurance is a widely misunderstood financial product, as evidenced by the first reviewer of this book. Barry Kaye is a renowned expert in the field, has published several books discussing creative applications for life insurance, and has thus helped his clients create untold millions, and at the same time helped them to save on their taxes.

All financial products exist for a purpose, thus no product can be deemed good or bad without making reference to an individuals' circumstances. To issue a blanket dismissal of the creative uses of life insurance, as the previous reviewer did, is simply ignorant. Sadly, we find views like this expressed all too often by so-called 'financial planners' and accountants, each of whom possess little if any formal education in insurance.

I've read Barry Kaye's books and I can tell you that that contain many creative strategies. Will they all apply to your situation? No. But very likely some will, and one could have a very positive effect on your financial estate.

Finally, to denounce life insurance because it compensates an agent through commission is a fallacious argument. One can get bad advice by paying a fee just as easily as one can by paying a commission.

(1 stars) - Buying life insurance as an investement is a BAD idea
The ONLY one getting rich on this idea is the Agent selling these policies and the companies involved.

ONLY buy life insurance if you need the death benefit PERIOD.

Too many of these so called self proclaimed experts think life insurance is the solution to everything. If it wasn't for the HUGE commissions no one would be touting these schemes.

Using a finance company to pay for your life insurance is just another of many examples of how the Agent gets rich at the expense of the policyholder.

What happens to the loan if it goes into default, PHANTOM income?

Stay away from these guys promoting life insurance as a tax free investment!!!!!

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